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Cholamandalam car insurance comes under Cholamandalam MS General Insurance Company and fully follows their T3 motto-Trust, Transparency and Technology. That is why their claim settlement ratio is as high as 96%. Plus, they have more than 4500 network garages, of which FIDATO is their Cholamandalam cashless car service centre in Noida. The company is a joint venture between Indian conglomerate Cholamandalam Group and Mitsui Sumitomo Insurance Group and has won many prizes for its insurance service.
The coverage of Cholamandalam is quite diverse depending on the insurance policy you buy. The insurance covers everything from accidents, theft, natural disasters, terrorism, riots, and other manmade incidents.
Cholamandalam car insurance provides three main policies and 6 add-ons.
This unique offering empowers insured car owners to receive the entire claim amount without considering the depreciated value of the car. Without this additional feature, the claim settlement amount deducts the depreciated value of the car.
When the insured car is undergoing repairs at a networked garage like Cholamandalam Cashless Garages in Noida, the policyholder is entitled to an allowance for temporary car hire or transportation costs.
In the unfortunate event of theft or damage to baggage inside the insured car, this add-on covers the monetary loss incurred.
If water enters your engine or if there is an oil leakage that damages the engine, this add-on will cover the cost of repairing or replacing the engine.
If you are stranded on the road with your insured car, and have this add-on, then assistance will be provided to you. It can be anything from jumpstarting your battery or towing your car to the nearest Cholamandalam Cashless Garages in Noida.
Addressing the common issue of lost or stolen keys, this add-on provides compensation to Cholamandalam insurance holders.
This supplementary option is designed to support the upkeep of your vehicle by providing coverage for the replacement of all consumable parts. Whether during routine maintenance or following an accident, you can make a claim. Consumables covered include engine oil, coolant, gearbox oil, brake oil, and more.
Equipped with cutting-edge tools, FIDATO ensures precise diagnostics and efficient resolution of car issues. In our Cholamandalam cashless car service centre in Noida, we guarantee that even your car’s minor problems will be promptly identified.
At FIDATO, we prioritize transparency in every aspect of our services. Whether it's repairs, servicing, or processing cashless car insurance claims, we meticulously explain all charges at our Noida workshop.
Our skilled mechanics undergo thorough training in the latest vehicle technology at technical training centres in Noida and Bangalore. Their expertise complements our advanced equipment, ensuring your car receives top-notch care.
Striving to provide exceptional auto service without straining your budget, FIDATO is committed to offering cost-effective solutions for your car maintenance needs.
Rest assured, FIDATO not only provides superior spare parts but also backs them up with warranties, ensuring your peace of mind.
Don’t have time? FIDATO offers a convenient pick-up and drop-off facility, bringing our services to your doorstep. Focus on spending quality time with your family while we handle your car servicing needs.
Accessible 24/7 through our online platform at fidatoservices scheduling repairs or other services is a breeze. We understand that car accidents can happen anytime, and our online services are there for you when you need them the most.
What is the benefit of choosing a cashless garage facility as a Cholamandalam Car Insurance policyholder?
A cashless garage facility allows you to have your car repaired without upfront payments. As a Cholamandalam Car Insurance policyholder, this means you won't have to cover the initial repair costs; the insurer settles the bill directly with the garage.
Can I choose any garage for repairs, or am I limited to the network of cashless garages provided by Cholamandalam Car Insurance?
While you have the freedom to choose any garage, opting for Cholamandalam's cashless garages in Noida ensures a smoother, cashless claims process. Using non-network garages may require you to initially cover repair costs.
Is there any additional cost involved when opting for cashless car repairs through Cholamandalam Car Insurance?
Generally, there won't be additional costs for using the cashless garage network. Your insurance policy covers eligible repair expenses, with any applicable deductibles payable by you.
Are there special provisions or services, such as roadside assistance, offered through Cholamandalam Car Insurance's cashless garage network?
Yes, Cholamandalam Car Insurance may provide additional services like roadside assistance through its network of affiliated garages. FIDATO, as part of the Cholamandalam cashless car service centre in Noida, offers such services, ensuring assistance during breakdowns or emergencies on the road.
How do I initiate a cashless insurance claim at a Cholamandalam Car Insurance-authorized garage?
Contact Cholamandalam Car Insurance's helpline or website to start a cashless claim. Provide the details of the incident, and they'll guide you through the repair process. FIDATO, one of Cholamandalam's cashless car accident garages in Noida, can assist you with this process.