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DHFL car insurance is provided by DHFL General Insurance, which is under Dewan Housing Finance Corporation. The company is very well-known for its housing loans, and it started General Insurance under the acronym COCO which stands for Connected Coverage. Today, DHFL provides car insurance all over India and they have over 400 network garages, including FIDATO, a DHFL cashless service centre in Noida.
DHFL car insurances are known for their easy claim process and hassle-free renewal. They have very good coverage depending on what type of policy you are buying and also offer no claim bonus. Another great thing about COCO, the car insurance wing of DHFL is that it is fully digital. So car owners don’t need a third party to help buy them car insurance from DHFL.
COCO under DHFL provides for 3 types of policies and many interesting Add-ons.
This unique offering empowers insured car owners to receive the entire claim amount without considering the depreciated value of the car. Without this additional feature, the claim settlement amount deducts the depreciated value of the car.
Bumper-to-bumper coverage covers 100% of all rubber, textile, and metal parts, without deducting depreciation costs that occur on the various parts of the insured vehicle over the years.
This additional coverage provides coverage for the cost of tire repair and replacement. It includes labor costs of repairing or replacing a tire at DHFL cashless garages in Noida, as well as coverage for accidental loss, damage, or cutting of a tire.
Despite making a claim, policyholders can retain their No Claim Bonus with this cover, ensuring that a bonus is still awarded if no claims are made in a given year.
This cover protects luxury car accessories, such as a high-end stereo, backup camera, LCD TV, or modified headlights/taillights, in the event of theft or damage.
This add-on provides compensation to DHFL insurance holders in case of lost or stolen keys.
This option covers the replacement of consumable parts during routine maintenance or after an accident. Eligible consumables include engine oil, coolant, transmission oil, brake oil, etc.
This comprehensive add-on covers the costs of replacing/repairing engines and their parts in case of oil leakage or water ingress.
If theft or an accident leads to destruction, this add-on ensures full reimbursement based on the car's invoice value, irrespective of its current market value.
If you're stranded on the road, assistance will be provided, whether it's jumpstarting your battery or towing your car to the nearest DHFL Cashless Garage in Noida.
This cover provides financial protection against bodily injury, total or partial disability, or death due to an accident. It includes accidental death benefits, hospitalization daily allowance, ambulance expenses, child support allowance, etc.
Passenger insurance provides coverage for passengers, covering medical expenses, disability insurance, and financial assistance in the event of death, with up to Rs 200,000 coverage.
This unique add-on allows car owners to pay premiums based on mileage. If the insured car exceeds the desired mileage, the car owner can top up by paying an additional amount.
FIDATO provides exceptional services tailored to car owners seeking hassle-free repairs and maintenance with a focus on convenience, quality, and affordability.
Striving to provide exceptional auto service without straining your budget, FIDATO is committed to offering cost-effective solutions for your car maintenance needs.
Rest assured, FIDATO not only provides superior spare parts but also backs them up with warranties, ensuring your peace of mind.
Short on time? FIDATO offers a convenient pick-up and drop-off facility, bringing our services to your doorstep. Focus on spending quality time with your family while we handle your car servicing needs.
Accessible 24/7 through our online platform at www.fidato.in, scheduling repairs or other services is a breeze. We understand that car accidents can happen anytime, and our online services are there for you when you need them the most.
What is the benefit of choosing a cashless garage facility as a DHFL Car Insurance policyholder?
A cashless garage facility allows you to have your car repaired without upfront payments. As a DHFL Car Insurance policyholder, this means you won't have to cover the initial repair costs; the insurer settles the bill directly with the garage.
Can I choose any garage for repairs, or am I limited to the network of cashless garages provided by DHFL Car Insurance?
While you have the freedom to choose any garage, opting for DHFL's cashless garages in Noida ensures a smoother, cashless claims process. Using non-network garages may require you to initially cover repair costs.
Will there be any additional costs if I choose to have my car repaired without cash through DHFL Auto Insurance?
There are usually no additional costs for using the DHFL Cashless Garage Network. Your insurance policy will cover reimbursable repair costs, but you will be responsible for your deductible.
Are there special provisions or services, such as roadside assistance, offered through DHFL Car Insurance's cashless garage network?
Yes, DHFL Car Insurance may provide additional services like roadside assistance through its network of affiliated garages. FIDATO, as part of the DHFL Cashless Car Accident Garages in Noida, offers such services, ensuring assistance during breakdowns or emergencies on the road.
How do I initiate a cashless insurance claim at a DHFL Car Insurance-authorized garage?
To make a cashless claim, contact the DHFL Car Insurance helpline or website. Provide the details of the incident, and they'll guide you through the repair process. FIDATO, one of DHFL car accident garages in Noida, can assist you with this process.