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Founded by Flipkart founder Sachin Bansal, Navi General Insurance was established in 2020 after the parent company, Navi Technologies acquired DHFL General Insurance. Since then, it has quickly become a popular choice among car owners due to its claim settlement process which is very transparent and prompt. Their network of garages is around 1000 and new garages are being added as the company spreads itself throughout the country. FIDATO is proud to be a part of Navi General's cashless garages in Noida.
The popularity of Navi General lies in its claim assistance which is 24/7. Plus they have their app to buy the insurance and file for cashless claims. Navi General car insurance coverage depends on the selected policy; the most comprehensive one covers everything from manmade disasters to natural calamities. The claim settlement ratio of the company is 53.10%. Another reason why people love this insurance company is that they allow multiple claims in a single year.
Navi General Zero Depreciation Cover goes beyond the norm, allowing car owners to claim the full amount without factoring in the depreciated value of the vehicle. Unlike standard policies where the car's depreciation diminishes the claim settlement, this unique add-on ensures you receive the complete claim amount, providing a comprehensive safeguard for your vehicle.
With Navi General, the Over and Above Insured Declared Value (IDV) cover goes the extra mile. If you make a Total Loss or Theft claim, it covers the difference between the IDV and the Invoice value of your new vehicle. The Invoice value includes the Ex-showroom cost, Road Tax, and Registration expenses. This means you get added protection, ensuring you're covered beyond just the standard IDV.
Protects the NCB slab mentioned in the policy schedule if only one claim is reported during the policy period, excluding Theft and total Loss. In the case of vehicle theft, protection is available if a new vehicle is purchased and insured within 90 days of claim settlement.
Covers the cost of consumables required for replacement/replenishment as part of an admissible Own Damage claim. This is best done in any Navi General Car Accident Cashless Garages in Noida.
Covers loss or damage to Engine and transmission parts due to water ingress or engine seizure caused by the loss of liquids due to external impact.
Reimburses hospitalisation expenses for bodily injuries due to an accident to the vehicle, up to the sum insured mentioned in the policy.
Provides a fixed amount per day for each day of hospitalisation per person up to the seating capacity, following an accident to the insured vehicle, for a period of up to 5 days.
Provides additional personal accident benefits for the owner, occupants, and paid driver, respectively, in case of accidental death or permanent disability.
Offers a one-time payment of EMI/s of the insured vehicle if the insured is hospitalized for more than 7 days due to an accident involving the insured vehicle.
Provides payment of outstanding loan on the insured vehicle in the event of the insured's death or specified permanent disabilities resulting from an accident within six calendar months of occurrence.
Provides fixed Conveyance Allowance per day if the time required to repair the vehicle exceeds 3 days, up to a maximum of 15 days after deducting reasonable time for repair not associated with the accident. To claim this, you should make sure you have gone to a Navi General Cashless Service Centre in Noida.
Claims for the repair of Glass/plastic/rubber/fibre/fibreglass/Nylon parts that will not affect the No Claim Bonus.
Covers loss or damage to personal belongings of the insured and occupants caused by covered perils while in the insured vehicle, up to the specified sum insured and per-item limit.
This covers the cost of an overnight stay in a hotel and/or travel expenses for returning to the place of residence if the insured car is not working due to an accident.
Covers the cost of replacement of Key and/or Lock if keys are lost or stolen or the insured vehicle is broken into.
Covers the cost of repair or replacement of Tyres with or without depreciation deduction, as opted by the insured.
Covers the amount of depreciation deducted on replacement of any damaged part/s and paint under an admissible own damage claim, up to the sum insured in the policy.
Provides breakdown assistance in cases of roadside repairs, such as flat tyres, engine trouble, or any other emergency situation that prevents the vehicle from running.
This is a very comprehensive add-on that covers:
At FIDATO, we value transparency in every aspect. Whether it's repair work, servicing, or processing cashless car insurance claims, we ensure that every charge and fee is thoroughly explained at our Noida workshop.
Our goal is to provide top-notch auto service without putting a strain on your budget.
Our Navi General cashless car service centre in Noida is always equipped with state-of-the-art tools and equipment for car repairs and services. This ensures accurate diagnosis from the start, saving you time and detecting even minor car problems promptly.
Our mechanics are well-versed in the latest vehicle technology, undergoing thorough training at our technical training centres in Noida and Bangalore.
We are available 24/7 through our online website, allowing you to easily schedule any repair or service by filling out our online form. We understand that accidents can happen at any time, and our repair services are there when you need them most. Just visit www.fidato.in and let us assist you.
With FIDATO, you don't need to worry about the quality of spare parts for your car. We not only provide excellent spare parts but also offer warranties on these components for your peace of mind.
If you're short on time, we'll come to your location to pick up your vehicle. After the service is complete, we'll drop it off for your convenience, allowing you to spend more quality time with your family.
What is a cashless garage facility, and how does it benefit me as a Navi General Car Insurance policyholder?
A cashless garage facility allows you to get your car repaired without paying upfront. As a Navi General Car Insurance policyholder, this convenience ensures you don't have to bear the initial repair costs; the insurer directly settles the bill with the garage.
Are there specific cashless garages in my area where I can get my car repaired under my Navi General Car Insurance policy?
Yes, Navi General Car Insurance has a network of cashless garages, including FIDATO in Noida, offering convenient services for policyholders in your area.
How do I initiate a cashless insurance claim at a Navi General Car Insurance-authorized garage?
Contact Navi General Car Insurance's helpline or website to start a cashless claim. Provide incident details, and they'll guide you through the repair process. FIDATO, one of Navi General's cashless car accident garages in Noida, can assist you with this process.
What documents must I submit when making a cashless claim at a Navi General Car Insurance-affiliated garage?
Typically, you will need to provide your insurance policy details, a copy of the FIR (in case of an accident), vehicle registration number, and driver's license. Garage staff will assist you with the necessary paperwork.
Is there any additional cost involved when opting for cashless car repairs through Navi General Car Insurance?
Generally, there won't be additional costs for using the cashless garage network. Your insurance policy covers eligible repair expenses, with any applicable deductibles payable by you.
Can I choose a garage of my preference for repairs, or am I restricted to using the network of cashless garages provided by Navi General Car Insurance?
While you can choose a garage of your choice, using Navi General's cashless garages ensures a smoother, cashless claims process. Opting for a non-network garage may require you to initially cover repair costs.
What is the typical turnaround time for getting my car repaired at a Navi General Car Insurance cashless garage?
Repair times can vary based on the extent of damage, but Navi General Car Insurance aims for efficient service to get you back on the road as soon as possible. Opting for repairs at any of the authorized Navi General Cashless Service Centres in Noida or elsewhere typically speeds up the claim process compared to non-network garages.
Are there any special provisions or services, such as roadside assistance, offered through Navi General Car Insurance's cashless garage network?
Yes, Navi General Car Insurance may offer additional services like roadside assistance through its network of affiliated garages. FIDATO, as part of the Navi General cashless car service centre in Noida, provides such services, ensuring help during breakdowns or emergencies on the road.