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The history of National Insurance goes back to pre-independence India. The company was established by Gordhandas Dutia and Jeevan Das Dutia. The company was nationalized in 1972 and it became a subsidiary of General Insurance Corporation of India. In 2018, the company was merged with two other insurance companies called United Inda Insurance Company and Oriental Insurance. In 2002 the company was presented as a distinct company and today is a central public sector undertaking owned by the Ministry of Finance, Government of India.
The company services almost all insurance markets in India and is known for its car insurance. The company also provides cashless insurance for cars and FIDATO is happy to be one of the National India cashless garages in Noida.
This renowned insurance company, considered to be India’s oldest, offers three types of car insurance:
Third-party insurance, comprehensive insurance and standalone own damage insurance.
As per Indian Motor Tariff 2002, having third-party insurance is a must for all car owners. As the name suggests, this type of insurance helps owners to settle claims by third-party if the car was involved in any mishap. It covers not just property damage, but bodily damage as well. The insurance also has optional personal accident coverage which protects the life of the policy holder and any co-passenger in the insured car. The damages the insured car undergoes are not covered by this type of car insurance. The best part is, with this insurance, you can pay cashless through us, one of the many National cashless garages for cars, Noida.
The National Comprehensive Car Insurance Policy goes beyond third-party coverage by also protecting damages to your own vehicle. This policy includes an optional feature called the personal accident cover, which extends coverage to injuries or fatalities resulting from an accident.
While it's not a legal requirement, having this policy is highly recommended. It shields you from substantial expenses that may arise if your car is involved in an accident. In addition to the core benefits of the National Comprehensive Car Insurance Policy, you have the option to enhance your coverage with add-ons such as Zero depreciation cover, roadside assistance, engine protection, and a network of nearly 3100 garages, including many National cashless car service centres in Noida.
A Standalone Own-Damage Car Insurance policy offers coverage specifically for damages to your vehicle in the event of an accident. This policy offers reassurance to the policyholder by ensuring financial stability in case of an unfortunate incident. It safeguards your car from various situations, including theft, vandalism, fire damage, accidents, and natural disasters. While it's not mandatory, combining an own-damage policy with a compulsory third-party policy is a wise decision to consider.
Apart from accidental damages to the policyholder’s car, the insurance also covers damages due to explosions or fire. Theft and vandalism damages are also covered by this insurance. The things that are not covered include damages due to mechanical or electrical failure of the car, if the car was involved in illegal driving and if the accidents happened outside the geographical region mentioned in the policy terms and conditions.
Cashless claim settlement happens when the garage you went to is one of the 898 authorised National cashless car accident garages in Noida. In there, you pay a nominal charge (as claim filling charges) and the rest of the money is directly settled by the insurance company to the garage. As for filling the cashless insurance claim, here is a step-by-step guide:
To initiate a claim, it's essential to inform the National General Insurance customer care team about the accident involving your insured vehicle. You can do this by calling the toll-free number at 1800 200 7710. The company will record your claim and issue you a unique claim registration number.
National General Insurance will coordinate an inspection and dispatch a surveyor to assess the extent of damage sustained by your insured vehicle. You will need to provide the necessary documents requested by the surveyor during this inspection.
Following the inspection, the surveyor will prepare a report based on their findings, by the terms and conditions of your policy. The insurer will then review its liability and inform you of any applicable deductibles.
Once you receive confirmation from National General Insurance, you can proceed to their network garages, FIDATO which is National India cashless garages in Noida , for the necessary repairs. You will only need to cover your deductible amount, while the insurance provider will take care of the remaining expenses.
FIDATO is proud to be one of the National car accident garages in Noida. As for why you should choose us, choose us for:
Transparent Services: At FIDATO, we recognize the concerns customers may have regarding repair and service costs. To address these concerns, we conduct all repair work transparently at our Noida workshop. Moreover, we ensure that every charge and fee, whether for repairs, servicing, or processing cashless car insurance claims, is thoroughly explained to our valued customers.
Affordable Service: Our commitment is to provide top-notch car services without straining your budget.
Cutting-Edge Equipment: Our Noida facility is always equipped with the latest state-of-the-art tools and equipment for car repairs and services. This ensures that we can diagnose issues accurately from the get-go, saving you time and ensuring that even minor car problems are detected promptly.
24/7 Convenient Online Booking: We are not just your nearest National car cashless garages in Noida; we are also available 24/7 through our online website. You can easily schedule any repair or other services with us by filling out our online form. We understand that car accidents can happen at any time, so our repair services are there when you need them most. Just visit www.fidato.in and let us assist you.
Pick-Up and Drop Facility: If you're short on time and can't bring your car to our cashless car garage in Noida, don't fret. We'll come to your location to pick up your vehicle, and when the service is complete, we'll drop it off for your convenience, allowing you to spend more quality time with your loved ones and do the things you enjoy.
What is a cashless garage facility, and how does it benefit me as a National Car Insurance policyholder?
A cashless garage facility allows you to get your car repaired without paying upfront. As a National Car Insurance policyholder, this convenience ensures you don't have to bear the repair costs initially; the insurer settles the bill directly with the garage.
Are there specific cashless garages in my area where I can get my car repaired under my National Car Insurance policy?
- Yes, National Car Insurance has a network of cashless garages across various locations, including your area. You can easily locate and avail of services from these affiliated garages. If you live in Noida or neighbouring areas, come to FIDATO as we are one of the National car accident cashless garages in Noida.
How do I initiate a cashless insurance claim at a National Car Insurance-authorized garage?
Contact the National Car Insurance helpline or visit their website to start a cashless claim. Provide details of the incident, and they will guide you through getting your car repaired at an authorized garage. If you directly come to FIDATO, we will help you with this.
What documents must I submit when making a cashless claim at a National Car Insurance-affiliated garage?
Typically, you'll need to submit your policy details, a copy of the FIR (in case of an accident), and your vehicle's registration and driver's license. The garage staff will assist you in completing the necessary paperwork.
Is there any additional cost involved when I opt for cashless car repairs through National Car Insurance?
Generally, there won't be additional costs for using the cashless garage network. Your insurance policy covers the eligible repair expenses, and you may only need to pay any applicable deductibles.
Can I choose a garage of my preference for repairs, or am I restricted to using the network of cashless garages provided by National Car Insurance?
You have the option to choose a garage, but using any of the National India cashless garages in Noida will make the claims process smoother and cashless. Opting for a non-network garage might require you to initially bear the repair costs.
What is the typical turnaround time for getting my car repaired at a National Car Insurance cashless garage?
The repair time can vary depending on the extent of damage, but National Car Insurance aims to provide efficient and timely service to get you back on the road as soon as possible.
Are there any special provisions or services offered for emergencies, such as roadside assistance, through National Car Insurance's cashless garage network?
Yes, National Car Insurance may offer additional services like roadside assistance through their network of affiliated garages to provide help in case of breakdowns or emergencies while on the road. As part of their National cashless car service centre in Noida, FIDATO offers roadside assistance and pickup/drop services.
